1) 浮息按揭 Prime Minus Plan
按揭年利率
Interest Rate (p.a.)
全期低至4.125% (Prime - 1.75%) as low as 4.125% (Prime - 1.75%)
現金回贈
Cash Rebate
高達 0.5% max. 0.5%
罰息期
Penalty
2年 2 years
2)銀行同業拆息 HIBOR Plan
按揭年利率
Interest Rate (p.a.)
5.265%, 上限 4.125%
(H+1.3%, P-1.75%為上限)
5.265%, capped at 4.125%
(H+1.3%, capped at P-1.75%)
現金回贈
Cash Rebate
高達 0.5% max. 0.5%
罰息期
Penalty
2年 2 years
3)居屋
按揭年利率
Interest Rate (p.a.)
全期低至 4.125%
(Prime - 1.75%)
as low as 4.125%
(Prime - 1.75%)
現金回贈
Cash Rebate
高達 0.3% max. 0.3%
罰息期
Penalty
3年 3 years




注意 **以上利率會視乎客人資料和借貸額有所調整及以銀行批核為準**
Remark **The above interest rate packages are subject to customer information , loan amount and bank's formal approval **
(P=5.875 , 以1-month HIBOR 銀行同業拆息為 3.9654, 24/4/2024)