| 1) 浮息按揭 Prime Minus Plan |
按揭年利率
Interest Rate (p.a.) | 全期低至3.5% (Prime - 1.75%) | as low as 3.5% (Prime - 1.75%) |
現金回贈
Cash Rebate | 0.25% | 0.25% |
罰息期
Penalty | 2年 | 2 years |
| 2)銀行同業拆息 HIBOR Plan |
按揭年利率
Interest Rate (p.a.) | 5.027%, 上限 3.5%
(H+1.3%, P-1.75%為上限) | 5.027 %, capped at 3.5%
(H+1.3%, capped at P-1.75%) |
現金回贈
Cash Rebate | 0.6% | 0.6% |
罰息期
Penalty | 2年 | 2 years |
| 3)居屋 |
按揭年利率
Interest Rate (p.a.) | 全期低至 3.5%
(Prime - 1.75%)
| as low as 3.5%
(Prime - 1.75%) |
現金回贈
Cash Rebate | 0.2% | 0.2% |
罰息期
Penalty | 3年 | 3 years |
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| 注意 **以上利率會視乎客人資料和借貸額有所調整及以銀行批核為準** |
Remark **The above interest rate packages are subject to customer information , loan amount and bank's formal approval **
(P=5.25 , 以1-month HIBOR 銀行同業拆息為 3.7275, 31/3/2025) |
