1) 浮息按揭 Prime Minus Plan |
按揭年利率 Interest Rate (p.a.) | 全期低至4.125% (Prime - 1.75%) | as low as 4.125% (Prime - 1.75%) |
現金回贈 Cash Rebate | 高達 2% | max. 2% |
罰息期 Penalty | 2年 | 2 years |
2)銀行同業拆息 HIBOR Plan |
按揭年利率 Interest Rate (p.a.) | 6.696%, 上限 4.125% (H+1.3%, P-1.75%為上限) | 6.696 %, capped at 4.125% (H+1.3%, capped at P-1.75%) |
現金回贈 Cash Rebate | 高達 2% | max. 2% |
罰息期 Penalty | 2年 | 2 years |
3)居屋 |
按揭年利率 Interest Rate (p.a.) | 全期低至 4.125% (Prime - 1.75%) | as low as 4.125% (Prime - 1.75%) |
現金回贈 Cash Rebate | 高達 2% | max. 2% |
罰息期 Penalty | 3年 | 3 years |
|
|
|
|
注意 **以上利率會視乎客人資料和借貸額有所調整及以銀行批核為準** |
Remark **The above interest rate packages are subject to customer information , loan amount and bank's formal approval ** (P=5.875 , 以1-month HIBOR 銀行同業拆息為 5.3966, 29/9/2023) |